A workplace injury can turn your life upside down, impacting your ability to work and support yourself and your family. Whether you were hurt while working at a Hilton Head resort, on a construction site, or in any other local workplace, South Carolina law entitles you to workers’ compensation benefits. However, navigating the claims process and dealing with insurance companies can be overwhelming without experienced legal support.
At Ted Law Firm, we represent injured workers throughout Hilton Head, Bluffton, and the surrounding Beaufort County area. When your employer or their insurance provider delays or denies your claim, we step in to protect your rights and fight to secure every benefit you are legally entitled to receive.
Understanding Workers’ Compensation Benefits in South Carolina
In South Carolina, most employers are required to carry workers’ compensation insurance to cover injuries sustained on the job. If you are hurt while performing your work duties, you may be eligible for medical treatment, wage replacement, and disability benefits. These benefits help cover doctor visits, surgeries, rehabilitation, and lost income during your recovery period. Importantly, you do not have to prove your employer was at fault, only that the injury happened in the course of your employment.
Typical Workplace Injuries in Hilton Head
Work injuries happen across a variety of industries in Hilton Head – from hospitality and healthcare to construction and manufacturing. Common injuries we see include back and joint problems, repetitive strain injuries, burns, falls, machinery accidents, and head trauma. Even injuries that develop gradually over time, such as repetitive motion injuries, may qualify for compensation under workers’ comp laws.
When Your Workers’ Compensation Claim Is Denied
It is unfortunately common for insurance companies to deny valid workers’ compensation claims. They may argue that the injury was not work-related, that you did not report it on time, or that you can still perform your job despite your pain. If your claim is denied, Ted Law Firm will guide you through the appeals process and represent you at hearings with the South Carolina Workers’ Compensation Commission, fighting to overturn wrongful denials and secure your benefits.
Legal Options Beyond Workers’ Compensation
While workers’ compensation is usually the exclusive remedy for workplace injuries, you may have the option to pursue a personal injury lawsuit if a third party caused or contributed to your accident. This could involve a negligent driver, a subcontractor, or a defective piece of equipment. Third-party claims can provide compensation for pain and suffering, which workers’ compensation does not cover.
How We Assist Injured Workers in Hilton Head
From your first call, we take the burden off your shoulders. We help you navigate every step of the claims process, gather important medical records and evidence, communicate with insurance companies, and fight denied claims at hearings. We also investigate any possible third-party liability to help maximize your recovery. Our goal is to protect your health, income, and future so you can focus on healing.
Important Deadlines for Filing Claims in South Carolina
South Carolina requires injured workers to notify their employer within 30 days of the injury and to file a claim with the Workers’ Compensation Commission within two years. Missing these deadlines can result in losing your right to benefits. Contacting a lawyer promptly can ensure your claim is filed properly and on time.
Contact a Hilton Head Workers’ Compensation Lawyer Today
If you have been injured on the job, you don’t have to face the challenges of the workers’ compensation system alone. Ted Law Firm is dedicated to helping Hilton Head workers file claims, appeal denials, and secure the benefits they need to move forward. We proudly serve clients across all of South Carolina and Georgia including Charleston, Greenville and Myrtle Beach. No matter where you are in either state, we’re here to help. And remember: you don’t pay a dime unless we win your case.
